• debt relief company
    Debt relief

    How to Find a Reputable Debt Relief Company

    It is truly a shame that the debt consolidation and debt settlement industry has gotten such a bad reputation. The actions of a few have made many turn away from what could be a valuable alternative to bankruptcy. There were, and still are, scam artists out there preying on those that are in financial crisis. However, if you know how to select a debt relief program wisely, you can get genuine help for your financial problems. 1. Your first step should be to check any company you are thinking of using out with the Better Business Bureau. This will be your first sign of trouble if any exists. If that…

  • debt relief options
    Debt relief

    5 Ways to Find Debt Relief

    Is your life being consumed by debt? There can be help with debt closer than you think. Not all of these suggestions may be for you, but they all offer debt relief for an individual that needs help getting out of debt. The experts offer the following suggestions for consolidating your debt. 1. A consumer credit counseling agency should be your first option. These nonprofit agencies are excellent at helping consumers get out of debt. Their counselors will get your fees waived and your interest rates reduced. You will make one monthly payment to them and these credit counselors will disburse it to your creditors. Using this method of debt…

  • bad credit card habits
    Credit card debt

    How to Quit a Bad Credit Card Habit Without Going into Withdrawals

    If only breaking free of a bad credit card debt was as easy as stopping smoking more of us could do it. I searched but I have not found any false sense of financial security patches or I’m not broke I have plastic gum to replace the feeling we get from having that stack of credit cards in our wallet. Let’s look at the options that will help you succeed. Cold Turkey? Talk to smokers and ex-smokers, you will find that many failed when they tried just throwing out the tobacco. They felt miserable, anxious, physically ill and often returned to smoking after a short time just to get rid…